SNL: If You Don’t Have the Money, Don’t Buy It
I don’t know about you, but this video really struck a cord for me. At first it was a difficult concept to grasp. But then I realized that if you don’t have the money to buy something, hoping you’ll have the money later doesn’t mean you will.
Take my college education for example. Back when I was just a young pup, and still couldn’t legally drink, I made some decisions that would effect the rest of my life. No, I’m not talking about banging that questionable tranny down by the campus McDonald’s. I’m talking about the student loans I took out to support myself while I went jobless for the first year in school.
Talk about a habit that’s hard to break. Fast forward to present day, and you can count the times I didn’t take the full amount offered to me for financial aid on two fingers. Next month I’ll have two degrees that won’t mean shit in the job market and all I have to show for my massive amount of debt is a decent collection of porn and an iPod.
My two liberal arts degrees have catapulted me into the lap of luxury. I mean, just look at me. I have the skills to teach PE in a middle school and I feel pretty good about that.
I don’t think that I should have to pay back my student loans until I secure that PE teacher job.
i have a degree in underwater basketw… just kidding, it’s in metropolitian studies. …maybe i should have done the underwater basketweaving instead. it least i didn’t need to borrow anything for that BA in BS. however, i did borrow money for an aborted attempt at grad school. it took me 10 years to pay that crap off.
Mist 1: That’s what I’m saying! I shouldn’t have to pay mine back until I have that cushy corporate job swindeling investors out of millions!
minijonb: OK, you’re freakin’ me out a bit. 10 years to pay off an aborted attempt at grad school? Damn it, I’m not gonna pay mine off until I retire!
Interesting how the middle class earnings haven’t gone up very much at all…yet spending is at an all-time high. Hmmmmmmm
Phoenix: Yup… I admit. I fell into the trap. But I’m not going to let the man hold me down any more! I’m breaking free damn it. Fight Club style!
mojotek: don’t worry too much. the main reason it took me so long is that i had a wife (now ex-wife) fucking up my finances. yeah, now you gotta worry about the whole gettin’ married thing too. maybe i should just keep my mouth shut.
minijonb: You’re killing me minijonb, you’re killing me. You know I’m just going to start living off the grid and become a hermit don’t you?
I got a Computer Science degree, and 10k worth of debt. My parents helped me out a lot. Luckily for me in England I only have to pay back the loan at around £20 a month. I could pay off more, but what’s the point? This way I can just ignore my debt!
I’ll probably gain the same amount of debt from getting married that I will have to pay off quickly. I’m looking forward to that…
A decent porn collection is nothing to be ashamed of. :D
UglyToy: Only 10k?? I know that’s more like $18k here in the states… but I would VERY happy with that little in student loans.
As for getting married: *cough*dontdoit*cough*
Robguy: Oh, I’m quite proud of it, but my girlfriend isn’t nearly as giddy about my accumulation of filth. I just wish there was some monetary value I could put on it, so I could at least say I invested in porn to invest in my future.
mojotek: The Wench would gut me if I backed out on her now, and despite having over 3 years to prepare for it (with about 18 months left) we haven’t organised anything other than a date! I’d rather not get married and just go on a massive holiday somewhere :)
UglyToy: Amen brother… just go get hitched in one of those “drive thru” wedding chapels and then go spend all those quid on a real vacation.
But…what if we don’t have the money? lol.
LJP: Its even funnier when Steve Martin delivers that line.
I’m actually in the field I got my degree in and the education I got was a good foundation to start off with. HOWEVER, just about 99% of what I do, I’ve learned by work experience. Just about every person I’ve ever worked with who does what I do, doesn’t have a degree and they’ve learned the job by experience also. Not to mention the fact that when I first started working in the medical field I couldn’t get a job that paid more than $8/hour because even though I had a degree, I didn’t have any experience. So FUCK a degree!!
Oh, and you fucked a questionable tranny? Shame on you. =)
April: I’m hoping it will pay off way in the future when it comes down to who gets a promotion and who doesn’t. I’ll be damned if I stay at a place who promotes someone over me who doesn’t even have a degree. At least that’s why I tell myself its worth it.
And I just spooned a tranny… he made feel safe.
That is a hilarious video, and yes….I gotta stop spending on stuff if I don’t have the money.
Sir Jorge: Why is it so hard to stop spending frivolously once you’ve started?
I saw that when it first came out, I thought they were joking and bought a bunch of crap I couldn’t afford…damn
Tom: Wait… they weren’t kidding? I thought it was all a joke. How am I going to return all those discount diamonds I bought on credit?
Great blog mate.